Hawaiʻi Island
Based on a sample median of $425,000 — live data at launch. Countywide, the 2025 median single-family sale was $465,000 (UHERO Hawaiʻi Housing Factbook 2026).
Acreage lots, owner-built homes, and off-grid systems across the island's largest district — consistently the most land per dollar on Hawaiʻi Island.
Savings calculator
Slide to your home’s value. The math updates as you go.
Rock Realty's fee is 1%, with a $5,000 minimum and $12,500 maximum.
A 2.5% listing commission would cost
$10,625
With Rock Realty you keep
$5,625
Brokerage fee: $5,000 · $0 to start · balance only when you close
Compared with a 2.5% listing-side commission. Whether to offer a buyer’s-agent cooperation fee is your call, decided at offer time — your broker will walk you through it.
Puna includes USGS lava-flow hazard zones 1, 2, and 3. The zone affects two practical things: homeowner's insurance (fewer carriers write zones 1 and 2, premiums run higher, and the Hawaiʻi Property Insurance Association exists as a fallback) and financing (some lenders add requirements in zones 1 and 2). The zone is a fact about the land, not a verdict on the home — we state it on the listing, and buyers' lenders and insurers price from there.
Much of Puna is not served by county water; homes run on rainwater catchment instead. Buyers ask about tank size, liner age, filtration, and UV treatment — so our intake collects exactly that, and Nalu can answer those questions on the first call instead of the third showing.
Many Puna homes are on cesspools. Hawaiʻi's Act 125 requires conversion to septic or sewer by 2050. We record the wastewater system accurately during intake so your broker has the facts before the listing and escrow work begin.
| Line item | Traditional agent (2.5%) | Rock Realty 1% | FSBO |
|---|---|---|---|
| Listing fee | $10,625 | $5,000 | $0* |
| Buyer-agent cooperation fee | Your choice — 0% to 3%, decided at offer time | ||
| Estimated closing costs (~1%) | $4,250 | $4,250 | $4,250 |
| Total cost | $14,875 | $9,250 | $4,250 |
| You keep | $410,125 | $415,750 | $420,750 |
* FSBO means no MLS syndication, no AI line, no broker — most FSBO sellers end up paying a buyer’s agent anyway.
Closing costs are a rough placeholder (escrow, title, and conveyance tax vary). Totals exclude the optional cooperation fee — it’s the same decision in every column.